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government schemes and grants

Maximising Your Property Opportunities

We’re all about helping you seize every opportunity, and government schemes and grants are a fantastic way to boost your buying power. Whether you’re a first-time homebuyer, an investor, or building a new property, there are a variety of grants, concessions, and incentives that can make a significant difference to your finances.

Why Take Advantage of Government Schemes & Grants?

  • Save on Stamp Duty: Certain grants and schemes can reduce or even eliminate stamp duty fees, helping you save thousands on your property purchase.

  • First Home Buyer Support: Take advantage of grants like the First Home Owner Grant (FHOG) to receive cash boosts for new homes, giving you a head start in the property market.

  • Deposit Assistance: Programs like the First Home Guarantee (formerly the First Home Loan Deposit Scheme) allow eligible buyers to purchase a home with as little as a 5% deposit—without paying Lenders Mortgage Insurance (LMI).

  • Building & Renovating Boosts: Schemes like the HomeBuilder grant can offer financial support for building or substantially renovating your home.

How Finans Brokers Helps You Access These Benefits:

  1. Identify Your Eligibility: We’ll help you navigate the various grants and schemes available, ensuring you understand which ones you qualify for and how much you can save.

  2. Maximise Your Savings: From stamp duty concessions to deposit schemes, we work with you to integrate these incentives into your home loan application, reducing your overall costs and maximising your budget.

  3. Streamlined Application Process: We handle all the paperwork and guide you through the process of applying for these grants, ensuring everything is in order to secure the funds you’re entitled to.

  4. Ongoing Updates: Government schemes change frequently, and we keep our clients up to date on any new grants or benefits that could apply to your situation, whether you’re buying, building, or refinancing.

Available Schemes & Grants:

  • First Home Owner Grant (FHOG): Cash grants for first-time buyers purchasing or building a new home.

  • First Home Guarantee: Buy with just a 5% deposit, with no LMI for eligible first home buyers.

  • Stamp Duty Concessions: Reduced or waived stamp duty fees for first-time buyers and certain property purchases.

  • HomeBuilder: Financial grants for those building a new home or substantially renovating an existing property.

  • Family Home Guarantee: Buy with just a 2% deposit, no LMI for eligible single parent or single legal guardian of at least one dependent.

Government schemes and grants are designed to make buying, building, or investing more affordable, and with the expert guidance of Finans Brokers, you’ll be able to take full advantage of these opportunities. We’ll ensure you’re maximising your savings and accessing every available benefit, so you can step into the property market with confidence.